The Cooper Firm

Senior Discount for Energy Bills


There are senior discounts available to customers of Georgia Power and AGL. Customers of Georgia Power Company and AGL who are 65 and older and have a total household income of $14,355 or less qualify to receive the senior citizen’s discount.

Georgia Power Company customers can be eligible for a $14 monthly discount which is applied to the customer’s pre-fuel monthly bill amount. Seniors who are eligible for the discount may also receive $6 per month fuel credit to their bills. The electric service must be individually metered and in the senior’s name.

Click here for a copy of the Georgia Power Senior Discount application.

AGL customers can be eligible for the $14 monthly credit which is applied to the Atlanta Gas Light base charges portion of the montyly bill the senior receives from his natural gas marketer of choice.

Click here for a copy of the AGL Senior Discount application.

How the Insurance Law Affects You


Did you know that the Georgia legislature passed a law that could save you tens of thousands of dollars – and some unnecessary headaches?

It’s true. An insurance law allows Georgians to buy uninsured motorist coverage that stacks on top of liability coverage.

Here’s how it works: If you are injured in an accident which is not your fault, the driver who caused the accident is responsible for all harm caused. You probably already knew this. But what you might not have known is that he might not have enough insurance to cover your losses. Fortunately, now there’s an easy solution – if you know what to ask for!

Here’s an example of how this works: Let’s assume that, with the accident, your medical bills and lost wages total $40,000. Suppose the at-fault driver has $25,000 in liability insurance. If you do the math, you’ll see that you’re now out $15,000! Under the old law, even if you had $25,000 in uninsured motorist insurance, you would not be permitted to stack this coverage on top of the driver’s liability coverage. So, your $25,000 would be worthless!

Under the law, however, you are permitted to stack your $25,000 in uninsured motorist coverage on top of the $25,000 liability insurance for a total of $50,000 in benefits. The law gives you this “stacking” option. Therefore, it’s critical that when you next purchase or renew your automobile insurance that you tell your agent that you want the stacking option. If you do not, you will be buying uninsured motorist coverage that is essentially worthless. The insurance companies will sometimes try to sell you this lousy coverage because they earn a premium and know they have little to no chance of ever paying out dollars on your behalf.

Therefore, remember the phrase, “I WANT STACKING UNINSURED MOTORIST COVERAGE!” Don’t let your agent talk you out of this coverage. Of course, you may have additional questions about your insurance. If so, please do not hesitate to contact our office and we will be happy to discuss this further with you.

Remember that knowledge is power, and it’s up to you to stay ahead of the game!

Warning: MYLANTA and AtlernaGEL liquid products recall


Johnson & Johnson-Merck Consumer Pharmaceuticals, Co. is recalling, twelve MYLANTA liquid products and one AlternaGEL liquid product to “update the labeling for these products.” The current labels do not include the ( < 1%) amount of alcohol in the products. It is unlikely that the use of these products will cause either alcohol absorption or alcohol sensitivity related adverse events. Therefore, no action is required by the consumers- you can continue to use the product.
The Recalled products are as follows:

  • MYLANTA Regular Strength Original- 12 oz. (NDC No 16837-162-12)
  • MYLANTA Original- 5 oz. (NDC No. 16837-162-55)
  • MYLANTA Regular Strength Mint- 12 oz. (NDC No. 16837-138-12)
  • MYLANTA Maximum Strength Cherry- 12 oz. (NDC No. 16837-136-12)
  • MYLANTA Maximum Strength Mint- 12 oz. (NDC No. 16837-137-12)
  • MYLANTA Maximum Strength Original- 12 oz. (NDC No. 16837-163-12)
  • MYLANTA Maximum Strength Original- 24 oz. (NDC No. 16837-163-24)
  • MYLANTA Ultimate Strength Mint- 12 oz. (NDC No. 16837-643-12)
  • MYLANTA Ultimate Strength Cherry- 12 oz. (NDC No. 16837-644-12)
  • MYLANTA Supreme Tasting with Calcium Cherry- 12 oz. (NDC No. 16837-825-12)
  • MYLANTA Supreme Tasting with Calcium Cherry- 24 oz. (NDC No. 16837-825-24)
  • MYLANTA Maximum Strength Original- 12 oz. (NDC No. 16837-163-12)
  • AlternaGEL- 12 oz (NDC No. 16837-860-12)

Nintendo DS/Pictochat – An All Access Feature for Child Predators?


I’m sure that some of your children have asked for the Nintendo DS or Nintendo DSI for Christmas this year. What may be a surprise to most of you is that predators are using these gaming systems to contact your unsuspecting and vulnerable children.

Most parents buy the system so their children can play video games alone but you may not realize that the system is actually like a mini computer. It even has built-in wireless capabilities which allow your children to play fellow DS gamers, visit chat rooms, and send messages/drawings wirelessly. This feature is called PictoChat. Nintendo says that the PictoChat feature has a range of approximately 65 feet but has been proven that the range can extend as far as 250 feet.

The PictoChat feature is potentially a dangerous problem. Please monitor and/or change your child’s feature on the gaming systems to help prevent unwanted contact. You can find out how to change your child’s settings by visiting Nintendo’s website.

Cobb County Jury Awards $1.1 Million Dollar Verdict for 77-Year-Old Woman’s Serious Injuries Caused by Negligent Repair of Recalled Auto


Cobb County Jury Awards $1.1 Million Dollar Verdict for 77-Year-Old Woman’s Serious Injuries Caused by Negligent Repair of Recalled Auto

By Benjamin Persons

Ramona’s attorney, Lance Cooper, did a masterful job of explaining to the jury how Ramona’s life was forever changed by this incident. Through his efforts, the jury was able to understand how devastating it was for Ramona to go from being an active woman doing an important job for the City of Jasper to an injured woman hoping today will be the day someone comes to visit.

Read the full story here. 

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